Lakhpati Didi Yojana 2025 is a remarkable opportunity for women to become self-reliant. This scheme, launched by the Government of India, is aimed at empowering women financially by providing them with loans to start their own businesses. It is specifically designed for women associated with Self Help Groups (SHGs). Under this scheme, women can avail loans at low-interest rates, helping them take a step towards financial independence. If you also wish to benefit from this scheme, read this article carefully as we explain the eligibility, benefits, required documents, and the complete application process.
Objective of lakhpati didi yojana 2025 loan 5 lakh
The primary objective of the Lakhpati Didi Yojana is to provide financial support to women so that they can gain independence and successfully start their own businesses or enterprises. Under this scheme, women are eligible to receive loans up to ₹5 lakh. Additionally, the government provides interest subsidies on loans up to ₹3 lakh, making it easier for women to access loans at lower interest rates.
Benefits of lakhpati didi yojana 2025 loan 5 lakh
- Women receive multiple financial benefits under the Lakhpati Didi Yojana. Some of the key benefits include:
- Women are provided loans up to ₹5 lakh to help them start or expand their businesses.
- On loans up to ₹3 lakh, the government offers an interest subsidy, enabling women to avail loans at a reduced interest rate of approximately 7%.
- Women who are part of SHGs are also eligible for an overdraft facility of up to ₹5,000.
- The scheme also encourages women to adopt digital banking services, mobile wallets, and other digital platforms to promote financial literacy and inclusion.
Eligibility Criteria for Lakhpati Didi Yojana 2025
- To avail the benefits of this scheme, the following eligibility conditions must be fulfilled:
- The applicant must be a member of a Self Help Group (SHG).
- The woman should be between 18 to 50 years of age.
- The annual income of the applicant’s family should be less than ₹1 lakh.
- No member of the applicant’s family should be employed in a government job.
- No member of the applicant’s family should be a taxpayer.
Required Documents for Lakhpati Didi Yojana 2025
- Aadhaar Card
- PAN Card
- Bank Account Passbook
- Educational Qualification Certificates (if applicable)
- Passport Size Photograph
- Active Mobile Number
Application Process for Lakhpati Didi Yojana 2025
- Visit the official website of the Lakhpati Didi Yojana.
- Click on the link that says “Lakhpati Didi Yojana – Apply Now.”
- Fill out the online application form with accurate details.
- Upload the required documents and submit the form online.
lakhpati didi yojana 2025 apply kaise kare Offline Application Process:
- Visit the office of your local Self Help Group (SHG).
- Inquire about the Lakhpati Didi Yojana and collect the application form.
- Fill in the form carefully and attach all the required documents.
- Submit the form at the SHG office and collect your acknowledgment receipt for future reference.
Conclusion
Lakhpati Didi Yojana 2025 is a crucial step towards empowering women financially and promoting self-employment among them. By providing easy access to loans and digital financial services, the scheme enables women to build a better future for themselves and their families. If you are eligible, don’t miss this golden opportunity. Apply now and take your first step towards becoming a successful entrepreneur.