The personal loan offered by YES Bank is one of the most useful financial aids, whether it be for a big wedding , an exotic vacation, or urgent expenses that just came up. Here in is your all-complete guide dictating how YES Bank can make all your wishes come true with a variety of term loans according to your benefit. Yes bank personal loan apply online 2025.
Reasons for YES Bank Personal Loan
Life is full of surprises that demand immediate financial solutions. Therefore, YES Bank provides personal loans up to ₹40 lakh at very competitive interest rates, with starting interest rates of 10.25% per annum. This has resulted in a lot of popularity with borrowers.Therefore, whether one is a salaried person or self-employed, this loan caters to the diversified needs of applicants for personal finance without being secured on any asset.
Eligibility Criteria Yes bank personal loan
- Check the following eligibility criteria before application:
- Age: 21–60 years
- Capable of Earning ₹25,000/month (salaried)
- Employment: Salaried individual, self-employed professional, or business owner
- Credit Score: Ideally, 750 or above to ensure greater chances of approval
Benefits Yes bank personal loan
- Zero Collateral: No offering of assets required.
- Flexible Repayment: Choose the tenure of repayment between 1 and 5 years.
- Quick Disbursal: The amount is transferred in less than 48 hours.
- Competitive Rates: Interest lower than most of the competitors.
Documents Required Yes bank personal loan apply online 2025
- Have the following in hand to make application-wise smooth sailing:
- Identity Proof: Aadhaar, PAN, Passport
- Address Proof: Utility bill, Rent Agreement
- Income Proof: Salary slips (last 3 months) or ITR (2 years)
- Bank Statement: Last 6 months’ records
How to Apply Yes bank personal loan apply online 2025
- YES Bank’s Official Website: Find your way to the personal loan section.
- Filling of Application Form: Enter personal, employment, and income information.
- Document Upload: Upload scanned copies of needed documents.
- Verification: Bank verifies your application.
- Approval and Disbursal: Funds credited directly to your account!
- If you prefer to go offline, just walk into the nearest YES Bank with your documents.
calculate your EMI Yes bank personal loan.
- Loan Amount: ₹5 lakh
- Tenure: 36 months
- Interest Rate: 12% p.a.
- EMI: ₹16,607 (approximately)
Interest Rates Yes bank personal loan
- Processing Fee: 2.5% of the loan amount
- Pre-Payment Charges: 2–4% of outstanding balance
- Late Payment Penalty: ₹500 per instance of default
- Please check the latest rates on YES Bank’s website as they are subject to change.
Important link for personal loan Yes bank personal loan
| For direct loans | Apply here |
| Bank main website | Visit |
| For more information | Visit |
